Savings tool

Refinance Calculator

See roughly how long it could take for a lower rate to pay back the cost of switching — and what you could save over the remaining term.

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$600–$2,000 typical, more if breaking a fixed rate early. Leave blank if unsure.

What counts as ? Usually a , a new lender's application fee, and (for fixed loans) .

Important — General Information Only

This information is general in nature and does not take into account your personal objectives, financial situation or needs. It is not personal advice, credit advice, tax advice or legal advice, and is not a recommendation to enter into, refinance, or remain in any particular credit contract. Any figures, calculations, or projections shown are simplified examples for illustration only — they are not guarantees or forecasts, and actual outcomes will vary based on your circumstances and the lender's assessment.

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